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Union Insurance Program
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For A Flyer!
A.M. Best A Rated Insurance Company
TRUSTEE & FIDUCIARY LIABILITY
Highlights
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Retroactive Date is inception date of the policy in most cases
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Liberalized definition of discrimination
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Suits brought by any insured &/or Union Organization
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Coverage for the Plan Administrator
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Waiver of Recourse
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502(c) Coverage Extension |
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502(i) Coverage Extension |
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502(L) Civil Penalties Extension
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CAP Penalty Endorsement (Closing Agreement Program)
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HIPAA Coverage Extension
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Two (2) year policy available
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The_ERISA_Fiduciary_Rules - Booklet written for Travelers Bond Department
by Baker & McKenzie
UNION PROFESSIONAL LIABILITY (Click here for highlights)
Optional Individual Labor Leader Coverage Available
AIG Not For Profit Protector Flyer
AIG Not For Profit Protector Kit
PROPERTY
Comprehensive Coverage Form
Automatic Property Coverages
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Business Income & Extra Expense |
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Backup of Sewers & Drains $5,000 |
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Valuable Papers $25,000 |
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Fine Arts $10,000 |
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Personal Property of Others $25,000 |
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Accounts Receivable $25,000 |
 | Computer
coverage 40% of contents (sublimit) |
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Exhibition Floater $25,000 |
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Transit $10,000 |
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Glass coverage
included in building
limit |
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Sign included in building limit |
GENERAL LIABILITY
 | Primary Limits Available $1,000,000 |
BUSINESS AUTO POLICY
 | Personal
Injury Protection or State Equivalent |
 | Uninsured &
Underinsured Motorists |
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Collision $500
deductible |
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Other Than Collision
$500 deductible |
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Towing &
Labor |
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Hired And Borrowed
Liability |
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Employer's
Non-ownership Liability |
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Rental Reimbursement |
Coverage is available in the following states
 | Connecticut |
 | Delaware |
 | District
of Columbia |
 | Maryland |
 | New
Jersey |
 | New
York |
 | Ohio |
 | Pennsylvania |
Additional
states are being added on an ongoing basis. If
your state is not listed above check with us to see if the program has
already been approved
WORKERS COMPENSATION AND EMPLOYERS LIABILITY
Classifications
Employers Liability Limits
Bodily injury by accident $500,000 each accident
Bodily injury by disease $500,000 policy limit
Bodily injury by disease $500,000 each employee
UMBRELLA LIABILITY
Occurrence Form
Limits available up to
$25,000,000.00
TRADE SCHOOL PROFESSIONAL LIABILITY
Association Professional Liability Insurance
Highlights
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Personal
Injury - Broad Form |
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Severability
Endorsement |
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Created
Affiliate - Automatic Coverage |
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Spousal
Liability Coverage |
 | Employment Practices Liability Extension
Endorsement |
 | Supplementary Claims Expense Endorsement |
EMPLOYEE DISHONESTY
Crime Coverage
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Money
& Securities |
 | Bonds
- Discounted three year pre-paid contracts available |
 | ERISA/Employee
Dishonesty |
Taft-Hartley Trust Funds
Note: Not all coverages are available in all areas. Check with us to be
sure the program your Union needs has been approved in your state.

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