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Homeowners Insurance... Broad, flexible protection for your home... and YOU! Free Homeowner's QuoteWhat is covered under a Homeowners policy? A homeowner insurance usually includes the following protection. The following is listed for illustration only and does not represent the terms and conditions of the policy. Dwelling - To repair or replace the insured structure (your home) from physical damages. Things such as Fire, Theft, Vandalism Other Structure - To repair or replace other structure incidental to the insured dwelling (i.e. a detached garage) from physical damages. Unscheduled Personal Property - To repair or replace insured's damaged or lost personal property. Certain items of value such as jewelry, money & securities, etc. are subject to a maximum individual limit. Loss of Use - To reimburse the insured incurred additional cost for a temporary dwelling when the insured structured is damaged by an insured peril and is untenable. Comprehensive Personal Liability - Protects the insured(s) from legal liability arising out of personal activities. Medical Payments to Others - Pays for your guests' out of pocket medical expenses incurred while they are on your premises arising out of an accident. Many Other Optional Coverages Are Available - Replacement Cost on Dwelling & Contents, Jewelry , Fine Arts, Collectibles, Silverware, China, Furs, etc. Please ask our representative to review the complete list so you can decide what coverage is right for YOU!
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