Many Insurance Needs. One Agency.


UnionsUnion Professional Liability Coverage Hightlights:
  • Full Prior Acts
  • Spousal Liability Included
  • Outside Directorship Included
  • Personal Injury Coverage
  • Employment Related Disputes includes Mental Anguish and Emotional Distress
  • Waiver of Retention for prompt claim reporting (under conditions specified in policy)
  • Coverage for the entity and the following:
    • Directors
    • Officers
    • Trustees
    • Employees
    • Shop Stewards
    • Business Agents
  • Combination Directors & Officers (D&O) and Errors and Omissions (E&O) policy
  • Breach of Contract Coverage
  • Duty to Defend Coverage
  • Pay on Behalf of the Insured
  • Individual Labor Leaders Endorsement (optional) - Available with no deductible
  • Defense costs in addition to limit of liability (optional)
  • Limits up to $5,000,000

Available Coverages:

  • Trustee & Fiduciary Liability
  • Union Professional Liability
  • General Liability
  • Property
  • Business Automobile
  • Workers Compensation
  • Umbrella Liability
  • Trade School Professional
  • Employee Dishonesty

Trustee & Fiduciary Liability Coverage Hightlights:

  • Retroactive Date is inception date of the policy (in most cases)
  • Liberalized definition of descrimination
  • Covered for suits brought by any insured and/or union organization
  • Plan administrator is a covered party
  • Waiver of Recourse
  • 502(c), 502(i), 502(l) Coverage Extensions
  • Closing Agreement Program (CAP) Penalty Endorsement
  • HIPPA Coverage Extension
  • Two (2) year policy available

Note: Not all coverages are available in all states. Please contact us to confirm our program has been approved for your state.