Contractors

Contracting Insurance

Residential and commercial contractors are crucial to renovations and new construction. Insurance coverage varies with the type of work being performed and size of the operation. Programs are available for small contractors with under six employees, medium contractors up to one hundred employees, and large contractors with hundreds of employees.

Available Coverages:

General Liability
Commercial Auto
Property
Workers Compensation
Commercial Umbrella
Employment Practices Liability
Equipment Breakdown and Boiler & Machinery
Crime
Installation Floater
License, Permit, Bid, Performance & Maintenance Bonds
Inland Marine and Contractor's Equipment
Above & Underground Storage Tanks Liability
Pollution Liability
Owner Contractor Protective (OCP) policies

Available Endorsements:

Additional Insured for Ongoing and Completed Operations on a scheduled job or where required by contract basis
Per Project/Location Aggregate
Primary & non-contributory wording
Waivers of subrogation on a scheduled job or where required by written contract basis
Broad form contractual liability

We can provide a complimentary "Master Service Agreement" and "Sample Certificate" which simplifies compliance of subcontractors with your insurance program.

In addition, our website allows you to request certificates of insurance any time day or night which are in turn sent out in a timely fashion.

Comprehensive coverage at competitive rates are available by requesting a quotation online.